Generally, workers are covered for workers’ compensation when they are working from home. Just like working in an office or ‘onsite’, employers must have workers’ compensation insurance to cover their workers wherever they are working, including when working from home.

Workers who are injured while working from home can submit a workers’ compensation claim. This includes if the injury occurs during a break, such as an ‘ordinary recess’ (e.g., a break taken at a regular time of day), or shorter breaks to go to the bathroom or access refreshments. 

For specific information about making a workers’ compensation claim, your coverage while working from home, or how a claim is assessed, please contact the workers’ compensation authority in your state or territory.